The MBA 30-Year Mortgage Rate tracks the average interest rate charged by lenders on 30-year fixed-rate mortgages in the United States. As the most popular mortgage product, this rate is a primary driver of housing affordability and consumer spending power. Fluctuations in this rate directly influence the demand for new and existing homes, making it a pivotal indicator for the broader real estate market.
The rate is derived from a weekly survey of mortgage bankers, commercial banks, and thrifts conducted by the Mortgage Bankers Association.
| Date | Actual | Forecast | Surprise |
|---|---|---|---|
| Aug 26, 2026 | 6.78 | — | — |
| Aug 19, 2026 | 6.77 | — | — |
| Aug 12, 2026 | 6.77 | — | — |
| Aug 5, 2026 | 6.81 | — | — |
| Jul 29, 2026 | 6.76 | — | — |
| Jul 22, 2026 | 6.69 | — | — |
| Jul 15, 2026 | 6.65 | — | — |
| Jul 8, 2026 | 6.58 | — | — |
| Jul 1, 2026 | 6.57 | — | — |
| Jun 24, 2026 | 6.59 | — | — |
| Jun 17, 2026 | 6.60 | — | — |
| Jun 10, 2026 | 6.60 | — | — |
| Jun 3, 2026 | 6.57 | — | — |
| May 27, 2026 | 6.65 | — | — |
| May 20, 2026 | 6.56 | — | — |
| May 13, 2026 | 6.46 | — | — |
| May 6, 2026 | 6.45 | — | — |
| Apr 29, 2026 | 6.37 | — | — |
| Apr 22, 2026 | 6.35 | — | — |
| Apr 15, 2026 | 6.42 | — | — |
| Apr 8, 2026 | 6.51 | — | — |
| Apr 1, 2026 | 6.57 | — | — |
| Mar 25, 2026 | 6.43 | — | — |
| Mar 18, 2026 | 6.30 | — | — |
| Mar 11, 2026 | 6.19 | — | — |
| Mar 4, 2026 | 6.09 | — | — |
| Feb 25, 2026 | 6.09 | — | — |
| Feb 18, 2026 | 6.17 | — | — |
| Feb 11, 2026 | 6.21 | — | — |
| Feb 4, 2026 | 6.21 | — | — |
| Jan 28, 2026 | 6.24 | — | — |
| Jan 21, 2026 | 6.16 | — | — |
| Jan 14, 2026 | 6.18 | — | — |
| Jan 7, 2026 | 6.32 | — | — |
| Dec 24, 2025 | 6.31 | — | — |
| Dec 17, 2025 | 6.38 | — | — |
| Dec 10, 2025 | 6.33 | — | — |
| Dec 3, 2025 | 6.32 | — | — |
| Nov 26, 2025 | 6.40 | — | — |
| Nov 19, 2025 | 6.37 | — | — |
| Nov 12, 2025 | 6.34 | — | — |
| Nov 5, 2025 | 6.31 | — | — |
| Oct 29, 2025 | 6.30 | — | — |
| Oct 22, 2025 | 6.37 | — | — |
| Oct 15, 2025 | 6.42 | — | — |
| Oct 8, 2025 | 6.43 | — | — |
| Oct 1, 2025 | 6.46 | — | — |
| Sep 24, 2025 | 6.34 | — | — |
| Sep 17, 2025 | 6.39 | — | — |
| Sep 10, 2025 | 6.49 | — | — |
