Net Lending to Individuals measures the monthly change in the total value of credit extended to consumers in the United Kingdom, covering both mortgage and consumer credit. It provides insight into the borrowing habits of households and their willingness to spend on large purchases. This data is crucial for assessing internal demand and the potential for inflationary pressures within the UK economy.
It is calculated as the difference between the gross amount of new lending and the amount of repayments made by individuals during the reporting period.
| Date | Actual | Forecast | Surprise |
|---|---|---|---|
| Mar 30, 2026 | 6.80 | 5.60 | +1.20 |
| Mar 2, 2026 | 5.90 | 3.80 | +2.10 |
| Jan 30, 2026 | 6.10 | 4.20 | +1.90 |
| Jan 5, 2026 | 6.60 | 5.20 | +1.40 |
| Dec 1, 2025 | 5.40 | 6.40 | -1.00 |
| Oct 29, 2025 | 7.00 | 5.50 | +1.50 |
| Sep 29, 2025 | 6.00 | 6.30 | -0.30 |
| Sep 1, 2025 | 6.14 | 4.90 | +1.24 |
| Jul 29, 2025 | 6.76 | 3.70 | +3.06 |
| Jun 30, 2025 | 2.90 | 4.10 | -1.20 |
| Jun 2, 2025 | 0.82 | 2.80 | -1.98 |
| May 1, 2025 | 13.80 | 3.90 | +9.90 |
| Mar 31, 2025 | 4.60 | 4.90 | -0.30 |
| Mar 3, 2025 | 5.95 | 4.70 | +1.25 |
| Jan 30, 2025 | 4.60 | 3.60 | +1.00 |
| Jan 3, 2025 | 3.40 | 4.40 | -1.00 |
| Nov 29, 2024 | 4.53 | 4.10 | +0.43 |
| Oct 29, 2024 | 3.80 | 4.10 | -0.30 |
| Sep 30, 2024 | 4.20 | 4.10 | +0.10 |
| Aug 30, 2024 | 4.00 | 3.40 | +0.60 |
| Jul 29, 2024 | 3.80 | 2.20 | +1.60 |
| Jul 1, 2024 | 2.70 | 3.30 | -0.60 |
| May 31, 2024 | 3.10 | 2.00 | +1.10 |
| Apr 30, 2024 | 1.80 | 1.70 | +0.10 |
| Apr 2, 2024 | 2.89 | 1.20 | +1.69 |
| Feb 29, 2024 | 0.79 | 1.90 | -1.11 |
| Jan 30, 2024 | 0.37 | 1.50 | -1.13 |
| Jan 4, 2024 | 1.97 | 1.00 | +0.97 |
| Nov 29, 2023 | 1.20 | 1.20 | 0.00 |
| Oct 30, 2023 | 0.50 | 2.40 | -1.90 |
| Sep 29, 2023 | 2.90 | 1.50 | +1.40 |
| Aug 30, 2023 | 1.40 | 1.00 | +0.40 |
| Jul 31, 2023 | 1.80 | 1.30 | +0.50 |
| Jun 29, 2023 | 1.10 | 1.50 | -0.40 |
| Jun 1, 2023 | 0.20 | 1.60 | -1.40 |
| May 4, 2023 | 1.60 | 2.80 | -1.20 |
| Mar 29, 2023 | 2.20 | 3.30 | -1.10 |
| Mar 1, 2023 | 4.10 | 3.10 | +1.00 |
| Jan 31, 2023 | 3.70 | 6.10 | -2.40 |
| Nov 29, 2022 | 4.70 | 6.50 | -1.80 |
| Oct 31, 2022 | 6.80 | 7.00 | -0.20 |
| Sep 30, 2022 | 7.20 | 6.10 | +1.10 |
| Aug 30, 2022 | 6.50 | 6.50 | 0.00 |
| Jul 29, 2022 | 7.10 | 7.80 | -0.70 |
| Jul 1, 2022 | 8.30 | 5.10 | +3.20 |
| May 31, 2022 | 5.50 | 8.80 | -3.30 |
| May 4, 2022 | 8.30 | — | — |
| Mar 29, 2022 | 6.50 | — | — |
| Mar 1, 2022 | 6.50 | 4.70 | +1.80 |
| Feb 1, 2022 | 4.40 | 4.50 | -0.10 |
