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La información proporcionada en EL7.AI es solo con fines educativos e informativos y no constituye asesoramiento financiero.
Household Lending Growth YoY measures the annual percentage change in the total volume of credit extended to individuals and households. This indicator reflects consumer appetite for debt, which is closely linked to spending patterns, interest rate environments, and economic confidence. Strong growth in lending often precedes increased retail consumption and inflationary pressures.
Calculated by central banks by aggregating data from commercial banks and financial institutions regarding outstanding loans, mortgages, and consumer credit compared to the same month in the previous year.